Contractors, Habitational and Vacant Risks

NEW Intermediate Technical Training Program!
October 25-26, 2021 • Scottsdale, AZ 

Learn more about COVID protocols and precautions in place for this WSIA event. 


About The Program

Although the total premiums might vary, it is a good bet that most E&S carriers and MGAs/Brokers insure many contractors, habitational risks and vacant buildings. This session will focus on these three major classes of business with an emphasis on underwriting issues and challenges, policy intent, claims and regulatory considerations faced primarily in the western part of the United States. Participants will apply what they are learning to real-life claims to illustrate the types of losses that are covered and those that are excluded and why. 

Artisans and Trade Contractors


For contracting accounts, we will cover the following topics:

  • The differences between an artisan (trade) contractor and a general contractor
  • The various exposures to loss faced by both groups
  • The importance of the construction contract between generals and subcontractors and why the insured should read it!
  • Jurisdictional issues regarding construction defect claims and the expense associated with adjusting these types of losses
  • Additional insured forms, which ones to use and which ones to avoid
  • Certificates of Insurance and what can happen if they are not issued properly
  • Common forms and endorsements used to insure contracting risks. 

Habitational & Vacant Risks


The habitational and vacant section of the program will cover:

  • Factors that push an apartment complex or condo association into the surplus lines market
  • Key underwriting concerns for both property and liability coverages
  • Special considerations for student housing and senior living facilities
  • Why an underwriter wants to know how long a building is going to be vacant?
  • Challenges associated with evicting illegal tenants from vacant buildings and why this is a problem?
  • Common forms and endorsements used to insure habitational and vacant accounts. 

Registration and Fees

  • This program is currently sold out. Please complete this form to be placed on the program waitlist. 
  • Registration will open in late-July and will close no later than September 29. 
  • Contact Lindsay Holland, [email protected], with questions. 

Hotel and Training Site

Hotel reservations are the responsibility of the participant. If you are a registered participant, you may access the hotel room block here . WSIA reserves the right to cancel your reservation if you are not registered for the program. the block will remain open until September 27 or until sold out.

Scottsdale Plaza Resort
7200 N Scottsdale Rd.
Paradise Valley, AZ 85253

Schedule of Events 

A program schedule is below. All events and sessions are held at the Scottsdale Plaza Resort.    

7:45 - 8:30 a.m.  Breakfast Buffet
Gallery Foyer
8:30 a.m.  - 4:30 p.m.  Artisans and Trade Contractors/Habitational & Vacant Risks
Technical Underwriting
Presented by Angie Fylak
Las Palmas A/B
 5:15 - 6:45 p.m.  Reception
7:45 - 8:30 a.m.  Breakfast Buffet 
Gallery Foyer
8:30 a.m. - 11:30 Artisans and Trade Contractors/Habitational & Vacant Risks
Policy Intent, Regulatory Considerations and Claims Impact
Presented by Jamie Carsey, Markel
Las Palmas A/B
Program Cancellation Policy
  • Registrants can receive a full refund, less a $50 fee for processing, if the request is made by September 20. 
  • Registrants can receive a 50% refund between September 21 and September 29.
  • No refund is offered after September 29.
  • Should you cancel, you will have a limited time opportunity to substitute someone else at your firm as an alternative to the above refund policy. 
  • All requests must be made in writing to Lindsay Holland, [email protected].